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Save Big with Our Cash Discount Program

A big part of our job here at Tandem is to help you save money and maximize what you’re getting from each dollar spent. We have many programs available that provide creative solutions for saving money and getting the most bang for your buck, with our Cash Discount Program being one of them.

By implementing the Cash Discount Program through Tandem, your business can offset credit card processing costs by applying a small customer service charge to all transactions, and giving customers the option to pay with cash for a small discount. For example, “Would you like to save $.50 by paying with cash today, or would you rather pay with a credit card?”

It may seem miniscule, but over time, those savings add up to a lot of extra money for your business. On average, merchants who use standard credit card processing spend about $835 on monthly credit card fees; in comparison, those enrolled in our cash discount program spend just $99. Annually, that means savings of roughly $9,550 for the average merchant!

Surcharges, which charge extra on all credit card purchases and are forbidden in 10 states, differ from a cash discount program, which is just a price discount for using cash as an alternative to credit card. Cash discount programs are legal in all 50 states.

Tandem’s Cash Discount Program requires no obligations and no signing of contracts. It works with all credit card types, as well as ApplePay, Android Pay, and EMV chips. You may choose to have your customer service charge calculated by percentage or set a flat fee. Any business that suffers the burden of ever-increasing card processing costs will benefit greatly from Tandem’s Cash Discount Program, but especially those who sell small ticket items ($1 to $10 average transaction size), like coffee shops, gift shops, ice cream parlors, and food stands. Struggling to decide whether you want to implement a cash discount program at your business? A Tandem representative will be happy to assist you. And remember, it’s contract- and obligation-free!

If you do decide to move forward with Tandem’s Cash Discount Program, we will set you up with a skilled consultant who can walk you through the process of finding the right equipment and plan for your business. We will also provide all the necessary signs to give notice to your customers, as well as training and support materials. No need to feel nervous about rolling the program out to customers; research shows that the program is generally accepted by most customers, with cash sales increasing while total sales remain the same.

To learn more about the Tandem Cash Discount Program, contact us at We hope you’ll consider Tandem as your next partner in payments. It’s a partnership you won’t regret making, and with individualized support every step of the way, will soon grow to cherish!